How your insurance can support your mental wellbeing

We all have mental health, just as we all have physical health, so taking care of it is essential. But did you know your insurance policy could help support your mental wellbeing? 

Leading life insurance providers

Cover with the UK’s top life insurance providers doesn’t just do the bare minimum; many of them now include free additional benefits that can support your well-being.*

For example, Smart Health, AIG’s free app, is one of the most comprehensive well-being benefits. Their mental health support includes four free therapy sessions.

Plus, these benefits aren’t limited to just the policyholder. Your partner and children up to the age of 21, can benefit from these freebies too.

Illness doesn’t discriminate

Everyone has bad days. But if you’ve ever struggled with your mental health, you’ll know it’s very different from a bad day, and sadly it can happen to anyone at any time.

One of the UK’s most significant mental health charities, Mind, says that 1 in 4 people will experience a mental health problem each year in England.

While we can make certain lifestyle choices to help our mental health, there are no official measures we can take to prevent ourselves from a mental illness diagnosis. It can happen to anyone.

The policy that covers all illnesses

Income protection is a policy that can cover you for all illnesses, even mental health conditions.**

If you suddenly had to take time off work due to illness or injury, your income protection policy could save the day by paying monthly bursts of cash straight into your bank account.

These monthly payments act like your regular income while you cannot earn. Your policy can cover up to 60% of your monthly income, meaning you can pay for the essentials, even when incapacitated.

Time is of the essence

By utilising the free benefits included with your policy, you may be able to access the help you need, quicker.

A study by the Royal College of Psychiatrists discovered that 43% of mental health patients reported a decline in their mental well-being due to the gap between their initial consultation and the follow-up appointment where treatment typically begins.

These individuals cited repercussions, including financial strain leading to debt, challenges at work culminating in unemployment, and relationship issues resulting in divorces and family disruptions.

Recognised by Mind

We are recognised by the mental health charity, Mind.

This UK charity has over 60 years experience in working to improve the lives of those who suffer with mental health.

They campaign for change, provide information and support, and encourage people to volunteer across the nation. Mind has mental health at the heart of all they do.

How we help

There’s no need to overcomplicate things, especially insurance.

We make it easy to sort your insurance. Whether you’re after life insurance, critical illness cover or income protection insurance (to name a few) - we can help. Why wait any longer? Start your insurance journey today.
 
 


*Free benefits are not contractual and may be removed at any time
**Does not cover pre-existing medical conditions