New year’s resolutions - what’s your priority?
When the clock strikes midnight on New Year’s Eve, you sometimes can’t help but to expect to wake up the next morning with a fresh lust for life, a newfound bank of motivation and a change of perspective on things. But the reality is, most of us wake up with a bit of a sore head and party popper strings still stuck in our hair.
If you’re thinking about making some resolutions going into the new year, why not change things up and break the mould by prioritising something different this new year…
Prioritising your goals
These days, we all spend a lot of time sweating the small stuff and it’s easy to take the important stuff, like your family, health and the roof over your head for granted. This new year, setting goals for yourself is important but consider what your top priorities are first.
Working on your health, fitness, finances and personal growth is key but if you weren’t in the picture anymore - what would happen?
If sorting a life insurance policy for yourself isn’t already on your radar then we urge you to think about the importance of having a policy in place. Life insurance isn’t just for you, it’s for your loved ones too, and having a policy can bring peace of mind to you but also to your family.
Have you got the basics covered?
Having the right cover at the right time is so important. It doesn’t matter if you’re a parent, self-employed, a home-owner, single, married or starting your own business: no one knows what’s around the corner and having the right life insurance policy in place could make all the difference.
Whether you’re worried about sick pay, keeping your business afloat, getting critically ill or leaving your children with no safety net, there is a life insurance policy that we can help tailor to your circumstances.
If you are still without cover, sorting your life insurance should be your top priority, especially if you are a parent. If the worst were to happen to you, the lump sum from your life insurance policy could help your loved ones left behind afford to get by.
Could your new year's resolution affect your life insurance?
If you already have cover in place but you’ve set yourself some big goals for the new year, it could have a positive impact on your life insurance policy. For example, if your resolution was to quit smoking and you’ve managed to quit for over a year, this could result in you paying less for your life insurance policy.
If you have been an ex-smoker for over a year now (this means no nicotine replacement products either) and you want to look at reviewing your cover, please get in touch with us on 0161 241 6146 and we can look at potentially reducing what you pay for your policy.
Why does your lifestyle affect your life insurance policy?
With any life insurance policy, whether its critical illness cover, income protection, level life insurance or mortgage protection, information surrounding your health and lifestyle is essential to sorting your cover.
The reason that life insurance is based on your health is that insurers will assess you based on how much of a risk you are. This is often the reason why the younger and healthier you are, the cheaper your life insurance policy could be. Plus, knowing about your health is essential in putting together a full picture of your circumstances.
At Busy Bee, we get to know you so we can create a tailored policy, suited to your needs, circumstances and affordability. Click the button below to start your life insurance journey today and get your free quote.
Why do some people have anxiety about the new year?
For those who have anxiety or who are prone to worrying, the element of uncertainty and the unknown of the new year can trigger feelings of anxiety and worry. To a lot of us, the thought of a fresh year is exciting but if you’re not feeling super optimistic about the new year, it’s completely understandable.
Although the new year can feel like your big chance to make some serious lifestyle changes, the reality is, you can do this at any time so take the pressure off yourself. If you feel like anxiety is becoming a bigger problem in your life then your cover could help. Many of the UK’s leading life insurance providers now offer free mental health support with your life insurance policy, click here to find out more about which providers offer which benefits.*
If you’ve made resolutions, here’s some tips to help keep them
One of the ways that new year’s resolutions can become daunting is when we set too many of them. If you have loads of different goals, pick the one that’s most important to you and stick to it.
People often end up not sticking to their resolutions because they set the same ones every year. If this sounds like you then try going for something different and trying a new approach, breaking the mould with your goals and changing things up might spur you on to stick to it.
Lastly, remind yourself that change doesn’t happen overnight - give yourself time and be patient with yourself. Depending on what your resolution is, breaking a lifelong habit or something you have done for a long time will take time and perseverance. Don’t lose sight of your end goal and keep pushing!
*Free benefits are not contractual and may be removed or changed at any time.