Save money on your bills by quitting smoking

How will it make my life insurance premiums cheaper?

Did you know that you could drastically decrease your life insurance premiums just by quitting smoking?

If you were a smoker when you initially arranged your life insurance policy but you’ve since ditched the cigs then most life insurance providers can lower your monthly life insurance premiums.

When you have stopped using any nicotine products for at least 12 months, our team of Busy Bee review specialists can look at your new circumstances and smoker status and assess what the best cover and provider is for you.

What if I vape?

Unfortunately for all of you vapers out there, when it comes to life insurance, there is no difference between smoking and vaping! This is because the additional cost on your monthly premium is based on your nicotine consumption, not on the device you use to smoke.

However, the good news is, some providers do make allowances for nicotine free vapes! Therefore, if you vape and it has zero nicotine then some providers will make allowances so that you can still get non-smokers cover.

Your health

Of course we all know that smoking is bad for your health but do you know just how bad? According to the NHS, smoking increases your risk of developing more than 50 serious health conditions - a staggering amount! So when compared with non-smokers, your likelihood of becoming seriously ill as a smoker could be massively increased, meaning life insurance is essential for smokers.

Free support to quit

There’s countless guides and ‘quit smoking aids’ available to help you along the way but did you know that the NHS offers free support to help smokers kick the habit? Their app can allow you to track your progress, see exactly how much you're saving and get daily support, all for free!

What we can do for you

Whether you’ve recently quit smoking or you’ve been a smoker for years, our team at Busy Bee can help you find the right policy at the right price for you! Our team of experts can give advice on what’s best for your budget and circumstances. Click the button below to start your life insurance today!