The policy that can cover cancer, MS, Alzheimer's and more…
Life is unpredictable and it feels like there are new illnesses popping up all the time (Covid-19 we’re looking at you) but one thing that isn’t unpredictable is having a life insurance policy in place. Critical illness cover could be your safety net, if you ever needed one.
What is critical illness cover?
This is a type of life insurance policy that can pay-out a lump sum if you were to be diagnosed with a critical illness, as defined in your policy conditions.
Having this cover in place could be the difference between your loved ones financially struggling or having one less thing to worry about if you were diagnosed with a serious illness.
Who this cover is right for
There are all sorts of reasons why you could benefit from a critical illness policy and there is no one size fits all when it comes to life insurance. A policy like this would be suitable for all sorts of people, such as:
- Parents
- People with little to no savings
- Anyone with dependants
- If you’re self-employed
The only way to know if a life insurance policy is right for you is by getting to know you and your circumstances, so click the button below to get started with your free quote today!
Try before you buy?
Not sure you want to commit to a critical illness policy just yet? Well why not try our critical illness calculator!
With our easy-to-use calculator, you can get a feel for how much your policy could cost in literally 30 seconds. All you need to do is pop in your age and roughly the amount of cover you want and just like that you will be presented with an estimate of how much your cover could be. Click the button below to try out our calculator and get started with your life insurance journey today.
What illnesses does this policy cover?
Critical illness cover can cover you for so many different critical illnesses, every provider is different but the main conditions typically covered are:
- Cancer Alzheimer’s
- Heart attack
- Multiple sclerosis
- Stroke
- Organ failure
- Blindness
- Loss of limbs
- Benign brain tumour
Most life insurance providers have their own definition of each illness so being able to claim on your cover will vary from provider to provider. Any questions about illnesses and definitions will always be welcomed by our protection specialists when you take out your cover!
As a combined policy or not?
The beauty of critical illness cover is that it can be combined with a life insurance policy or not - it's up to you! Critical illness cover can be taken out as a standalone policy, meaning that you will be covered only if you were to be diagnosed with a critical illness.
However, by pairing this cover with a life insurance policy, you can be covered from both critical illness and death - fun, right? But with a life with a critical illness policy in place, you will have the security that you're covered for both outcomes if the worst were to happen (touch wood). But once you have claimed one element of the policy, your cover will end.
How can we help?
At Busy Bee, we can get to know you so that we can find you the best cover possible and at the right price too. We are dedicated to helping people understand life insurance a bit more whilst also securing the best cover for their current circumstances.
We search through the UK’s leading life insurance providers and compare quotes so that you end up with a policy that works for you and your loved ones. Click the button below to get started with your life insurance journey today.