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Why life insurance is worth it

Most people have heard of life insurance before but how do you know if a policy is really worth it for you? We’ve put together some of our top reasons why we think getting a life insurance policy should be at the top of your to do list. Read on to find out more…

What is life insurance?

The purpose of a life insurance policy is simple - to financially protect your loved ones if the worst were to happen to you.

A life insurance policy could pay out a lump sum which would be able to help your loved ones at a time when they would need it most.


What could the pay-out help with?

The lump sum that your loved ones would receive from your life insurance policy could be used for all sorts! Some of the main things that the lump sum could be used for, such as:

  • Contributing to funeral costs
  • Leaving a nest egg behind for your loved ones
  • Paying off the remaining mortgage balance


Additionally, depending on your circumstances and affordability, you could even have multiple life insurance policies in place to ensure you’re financially protecting what is important in your life.

Free additional benefits*

We are still shocked when we hear that some people still don’t know about the free benefits you can get with your life insurance policy!

Many of the top insurers in the UK now offer benefits that can not only help you but also extend to your immediate family too. These benefits can help you in multiple areas of your life and include perks such as:

  • 24/7 access to UK based GP’s
  • Personalised nutrition and fitness plans
  • Second medical opinions
  • Free therapy sessions
  • Health checks


In one of our latest blogs, we have summarised some of the benefits that many of the UK’s leading life insurance providers can offer if you choose a policy with them, click here to read.

Peace of mind

No one wants to ask themselves the difficult questions. Do you have children or loved ones who are financially dependent on you? If the worst case scenario were to happen, would they be able to get by financially? Who would pay any remaining debts you may have?

One of the top reasons most people arrange a life insurance policy is for the peace of mind it can bring. With a life insurance policy in place, you can sit back and enjoy the life you have built for yourself and your family, without the questions and worries of what could happen after you’ve gone.


How can we help?

At Busy Bee, our ethos towards life insurance is simple - we believe life insurance should be straightforward and accessible. Forget the jargon and the financial terminology. We provide simple, free, tailored life insurance advice.

Our team of specialists can assess your individual circumstances and create a tailor-made policy that could cover you against death and/or critical illness. Click the button below to get started with your free quote today!


*Free benefits are not contractual and may be withdrawn or changed in future.