** Premiums and payout based on a healthy non-smoker and premiums are calculated up to retirement age. The premium shown is based on Legal & Generals current premium and is subject to a full underwriting process. Prices are correct as of April 2024. By submitting this form you agree that Caspian Insurance, as an FCA Authorised Broker, can contact you by email, phone and/or text and that you agree to our Terms of Use & Privacy Policy.